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DSCR Solutions
- Qualify based on property cash flow
- No income documentation
- Sub 1.0 DSCR available
- Ideal for scaling multi-property portfolios
- Available for purchase and cash-out refi
- Down: 20%–25% | $100K–$3.5M | 620+ credit
Fix-and-Flip Loans
- Up to 92.5% LTV leverage available
- Loan amounts up to $5M maximum
- Fast funding to lock in distressed deals (48 hrs)
- Interest-only payments during rehab
Ground Up Construction
- Ground-up financing available up to $8M
- Strategic draw schedules for builds
- Seamless transition to long-term exit
- Competitive leverage for shovel-ready sites
- Up to 90% LTC | Down: as low as 10% | 6–24 month term
Closed-End 2nd — DSCR
- Unlock equity without refinancing your low-rate 1st mortgage
- Fixed-rate second lien financing
- Qualified based on DSCR requirements
- Ideal for capital improvements or portfolio growth
Closed-End 2nd — Bank Statement
- Qualify using bank statements instead of traditional tax returns
- Perfect for self-employed investors
- Fixed-rate terms available
- No prepayment penalty options
Open-End 2nd (Revolving)
- Revolving credit line secured by investment property
- Pay interest only on what you draw
- Quick access to liquidity for future acquisitions
- Flexible terms for active investors
Loan Program Comparison
A strategic breakdown of our lending solutions tailored to your capital requirements and investment goals.
Program Name
Primary Focus
Key Advantage
Min. Requirement
DSCR Loans
Fix-and-Flip Loans
Construction Loans
Bridge Funding
Asset-based qualify based on property cash flow.
Funding for purchase and rehab transitions.
Ground-up financing for shovel-ready sites.
Immediate capital to lock in distressed deals.
No personal income verification required.
Up to 92.5% LTV leverage available.
Strategic draw schedules for builds.
Fast closing on strategic opportunities.
1.0+ Debt Service Coverage Ratio
620+ Credit Score Required
Experience / Shovel Ready Site
Flexible Terms / Portfolio Asset
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